Hi Friend, my name is Elizabeth. I am a Dave Ramsey Certified Coach, a homeschool mom, a military spouse, and a woman who truly understands what it feels like to lie awake at night worrying about money.

Our journey started more than a decade ago, back when I was working at a bank and my future husband was finishing college while serving in the Navy Reserves. Like most young couples, we didn’t have much—just a lot of hope, big dreams, and not a whole lot of direction when it came to finances.

At the bank, I was expected to sell credit cards and financial products to customers. But the more I sat across from people who were struggling, the more I realized something:

I didn’t love selling people things.

I loved helping people.

One day, I noticed a customer using a set of labeled envelopes. I asked her about them, and that’s when I first heard the name Dave Ramsey.

Around that same time, my husband and I had started doing something we had never really done before…

We started fighting about money.

And if you’re a wife or a mom reading this, you know how heavy that feels. Money stress has a way of stealing peace from your home.

We tried budgeting. We tried doing “Dave-ish.” We kept the credit cards for the points. We skipped the hard parts.

But then… life hit us hard.

Our baby was born, and the cost of daycare was almost my entire paycheck. I made the decision to stay home, and not long after, our newborn needed an emergency room visit.

That same night, my husband walked in the door and said the words no family wants to hear:

“They ended my contract today. I don’t have a job anymore.”

It was Christmas Eve.

There we were—new parents, unemployed, scared, holding a tiny baby, facing medical bills and thousands of dollars of debt.

That Christmas was filled with anxiety, postpartum, and fear of the unknown.

Over the years, things didn’t magically get easier. We went through more job loss, more stress, more debt, and even more arguments. At one point, we had two babies, no income, and a new marriage that felt like it was hanging by a thread.

But God was not finished with our story.

We came to a breaking point.

We were done being broke.
Done being afraid.
Done letting debt steal our future and our children’s future.

We went all in on the Ramsey Baby Steps with what Dave calls gazelle intensity. We budgeted. We used envelopes. We sold everything that we could. We learned how to live differently.

And something surprising happened…

As we worked the plan, we found unity.
We found peace.
We stopped fighting.
We started building.

We learned how to communicate.

Step by step, we paid off:

• Credit Cards

• Student Loans

• Car Loans

• Hospital Bills

• Home Projects

We became DEBT FREE (except our mortgage).

Today, we live on 35 acres in a 300-year-old home that we’ve been renovating over time without going back into debt. We’ve been able to save, plan ahead, and build a foundation for our children’s future.

I share our story for one simple reason:

Freedom is possible.

If we can do it, so can you!

Now, as a certified Dave Ramsey Coach, I help couples and families:

• Get organized with their money

• Communicate better about finances

• Stop fighting about spending

• Pay off debt with a clear plan

• Build a legacy that will bless their children for generations

This is not about shame or perfection. It’s about learning a better way, taking the next step, and working together as a team.

No pressure.
No judgment.
No confusing financial talk.

a step-by-step plan that works.

If you’re ready to bring peace back into your home and build a different future for your family, I would be honored to walk with you.

Let’s build your path to financial freedom—together.

🤍 Elizabeth
Dave Ramsey Certified Coach